Tailored Employee Benefits for Hawai‘i Businesses

We listen closely, analyze thoroughly, design strategically, and deliver solutions that save you time and money, so you can focus on growing your business.

How We Work: A Smarter Approach to Benefits

Our four-step process takes the complexity out of employee benefits. We listen first, analyze carefully, design with purpose, and deliver with consistency—helping your business and your people succeed.

Listen.

We begin by learning your goals and challenges. Listening closely ensures every recommendation is grounded in what matters most to your business and your employees.

Your Needs First

Listening gives us the insight to create solutions that fit your company culture, employee needs, and long-term objectives.

Analyze.

We evaluate your current benefits, costs, and compliance needs. This analysis helps identify opportunities for improvement and smarter long-term planning.

Data-Driven Insight

Our analysis uncovers the most effective options—balancing costs, compliance, and coverage to support your team and business growth.

Design.

Every benefits package is custom-built, never off the shelf. We design plans that align with your budget, reflect your company values, and strengthen employee satisfaction.

Tailored Solutions

Our design process ensures your benefits are comprehensive, cost-effective, and uniquely positioned to attract and retain top talent.

Deliver.

Implementation doesn’t end at launch—we stay with you. From enrollment and communication to ongoing support, we deliver consistency at every step.

Consistent Partnership

We manage the details so you don’t have to, ensuring your benefits program runs smoothly and continues to support your business year-round.

Strength Beneath the Surface

Our approach combines depth of expertise with the strength to move industries, designed to protect and grow your business.

Insurance Solutions That Protect What Matters Most

At Pacific Business Solutions, we believe insurance should do more than check a box—it should create peace of mind, protect your employees, and support your company’s growth. Our solutions are built on strength, wisdom, and guidance, offering coverage that adapts to your business needs and empowers your team.

Group Medical Plans

Affordable, comprehensive health coverage tailored to businesses of every size.

Voluntary Benefits

Payroll-deducted options like AD&D, Disability, and Cancer Care to protect employees and their families.

Individual Plans

Flexible coverage designed for individuals and sole proprietors, including essentials and alternatives.

Health & Well-Being

Programs to strengthen wellness, improve productivity, and help manage rising healthcare costs.

Employee Benefits

Life, Disability, HSAs, and other offerings that attract talent and support long-term retention.

Specialized Coverage

From compliance and enrollment support to on-site immunizations, we handle the details so you can grow.

At Pacific Business Solutions, we believe doing business means caring for Hawai‘i companies, creating benefits that protect employees, strengthen communities and honor the Aloha of our islands.

Why Businesses Trust PacBusiness

We combine deep expertise with hands-on service—delivering benefits that are clear, compliant, and cost-effective.

Local Expertise

We know Hawaiʻi’s carriers, regulations, and market dynamics—so your plan fits reality, not theory.

Strategic Guidance

Data-driven recommendations that balance cost, coverage, and compliance—built for today and tomorrow.

Tailored Design

No cookie-cutter plans. Each package is tailored to your culture, budget, and goals—crafted to bring long-term value.

Hands-On Delivery

Implementation, enrollment, and communication—handled with care and consistency.

Year-Round Support

We don’t disappear after renewal. Ongoing service keeps your program running smoothly.

Clear Communication

mployee-friendly materials that boost understanding, engagement, and satisfaction.

Ready to Optimize Your Benefits?

Schedule a quick discovery call—we’ll assess your goals and show you smart options.

Contact us

We’ll get back to you within one business day.